Karl left his partnership with a prominent downtown firm in 2000 to start his own firm. OBD has grown from Karl and a skeleton crew to 25 employees in the administrative level Social Security disability claims, long-term and insurance-based disability claims, and nationwide Social Security federal appeals departments. Having turned over the reins of managing partner, Karl now concentrates on ever improving and growing the appeals department, OBD’s marketing efforts, and had a Board membership at NADR and NOSSCR in 2023. Karl lives near the office in Oakmont, and shares custody of his son, Vincent. When Karl has the time, he tries to get better at playing guitar and writing songs.